Construction and Property Industry
Insurance coverage is an important foundation to your successful business.
The construction and property industry is complex, and whether you’re operating a large-scale commercial project or a smaller residential build, any disruption can significantly impact project timelines and leave your business exposed to legal, reputational and financial risk. Whatever your trade or construction business, your BlueRock Business Insurance advisor will work with you to ensure you have the right cover.
Some types of coverage that you should consider include:
Cyber Insurance
Provides coverage for privacy and data breaches, including simple incidents such as attaching the wrong file to an email or using a copyrighted image on a website, to a more complex hacking or ransomware event and loss of customer information
Portable Equipment Insurance
Accidental loss and damage cover for portable equipment, including phones, laptops and tools
Contract Works Insurance
Covers for both materials (on-site and in-transit) and public liability associated with construction projects
Domestic Builders Insurance
Required by builders conducting any domestic construction projects in Victoria over $16,000
Design & Construct Insurance
A tailored professional indemnity solution that protects design and construction professionals
Personal Accident & Illness Insurance
Covers you for loss of income if you are unable to work because of an accident or illness
Commercial Motor Insurance
Comprehensive cover for the vehicles you use in your business
Plant & Equipment Insurance
Covers you for material damage, road risk, public liability and business interruption for heavy plant & equipment
Corporate Travel
Global, reliable cover for employees if the unexpected happens when travelling overseas
Contract Works Insurance in Action
The Client
A commercial construction firm with 20 staff and $8m in revenue
The Claim
During refurbishment and fit-out of a new entertainment venue, vandals extensively graffitied the exterior of the building.
The Outcome
The contract works insurer paid for the building to be entirely repainted, necessitating traffic and pedestrian management and height access equipment at a total cost of $38k.
Resources
Keen to protect yourself and your business from risk?
Our experienced business insurance advisors would be happy to review your current insurance policies to make sure you have the best coverage.
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