Construction and Property Industry Insurance

The construction and property industry is complex, and whether you’re operating a large-scale commercial project or a smaller residential build, any disruption can significantly impact project timelines and leave your business exposed to legal, reputational and financial risk. Whatever your trade or construction business, your BlueRock Business Insurance advisor will work with you to ensure you have the right cover.

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General Insurance Construction Property

Some types of coverage that you should consider include:


Cyber Insurance

Provides coverage for privacy and data breaches, including simple incidents such as attaching the wrong file to an email or using a copyrighted image on a website, to a more complex hacking or ransomware event and loss of customer information

Portable Equipment Insurance

Accidental loss and damage cover for portable equipment, including phones, laptops and tools

Contract Works Insurance

Covers for both materials (on-site and in-transit) and public liability associated with construction projects

Domestic Builders Insurance

Required by builders conducting any domestic construction projects in Victoria over $16,000

Design & Construct Insurance

A tailored professional indemnity solution that protects design and construction professionals

Personal Accident & Illness Insurance

Covers you for loss of income if you are unable to work because of an accident or illness

Commercial Motor Insurance

Comprehensive cover for the vehicles you use in your business

Plant & Equipment Insurance

Covers you for material damage, road risk, public liability and business interruption for heavy plant & equipment

Corporate Travel

Global, reliable cover for employees if the unexpected happens when travelling overseas

Contract Works Insurance In Action


The Client

A commercial construction firm with 20 staff and $8m in revenue

The Claim

During refurbishment and fit-out of a new entertainment venue, vandals extensively graffitied the exterior of the building.

The Outcome

The contract works insurer paid for the building to be entirely repainted, necessitating traffic and pedestrian management and height access equipment at a total cost of $38k.

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