• A business owner has $500,000 in their SMSF and spots an opportunity to buy their commercial premises for $1,000,000.
• BlueRock Finance runs a free serviceability assessment, confirms the fund's income can cover repayments, and secures a loan at 80% of the purchase price.
• A bare trust is set up to hold the property on behalf of the SMSF.
• The lender has no recourse to the fund itself — only to the bare trust and the individual members.

That's an LRBA in practice. Structured, compliant, and one of the most effective ways business owners build wealth through their super.

Before you sign a purchase contract, talk to us. In some states the LRBA structure needs to be in place before you sign, and your fund needs to pass a serviceability assessment first. Getting this right from the start saves a lot of headaches later.

Whether you're buying your first fund asset or adding to your portfolio, we'll find the right loan and structure.

Residential property

• Buying residential investment properties through your SMSF
• Refinancing existing SMSF residential loans
• LRBA structuring

Commercial property

• Business owners buying their own premises through their SMSF
• Commercial investment property acquisition
• Refinancing and restructuring of existing commercial SMSF loans

LRBA structuring and compliance

• Bare trust and holding trustee setup
• Single acquirable asset rule guidance
• Coordination with your accountant, financial planner and solicitor

Refinancing and loan reviews

• Review of existing SMSF loan terms and rates
• Switching lenders to access better deals
• Restructuring as your fund's needs change